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Bank accounts

 Classic account

  • No charges for everyday transactions - just stay in credit
  • £10 overdraft buffer. No overdraft fees or interest to pay if you
    go overdrawn (planned or unplanned) by £10 or less
  • 24/7 banking, online or over the phone.

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 Silver account

  • European Travel Insurance (up to 64 years of age)
  • AA Car Breakdown Cover
  • Mobile Phone Insurance

All this for just £3 a month for the first two full months (£7.95 monthly thereafter).


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Need more from an Added Value Account?

 

Gold Account

Platinum Account

Premier Account
Your Visa debit card Gold Account Platinum Account Premier Account
Monthly fee Introductory offer: £7.95 a month for the first two full months and £12 a month thereafter Introductory offer: £12 a month for the first two full months and £17 a month thereafter Introductory offer: £17 a month for the first two full months and £25 a month thereafter
Interest and fee free planned overdraft*
  • Up to £100
  • Up to £250
  • Up to £500
Insurance benefits†
  • Worldwide Travel Insurance for you and your partner (up to 79 years of age)
  • AA Breakdown Cover (Roadside Assistance)
  • Mobile Phone Insurance
  • Sentinel® Card Protection
  • Worldwide Travel Insurance with either family (up to 79 years of age) or winter sports cover
  • AA Breakdown Cover (Roadside Assistance, Home Start and Relay)
  • Mobile Phone Insurance
  • Sentinel® Card Protection
  • Worldwide Travel Insurance with family (up to 79 years of age) and winter sports cover
  • AA Breakdown Cover (Roadside Assistance, Home Start, Relay and Stay Mobile)
  • Mobile Phone Insurance
  • Sentinel® Card Protection
  • Home emergency Cover
Other benefits
  • Save My Numbers
  • Save My Numbers
  • Save My Numbers
  • ID Aware™
 

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*We use a range of third party insurance providers for the benefits on these accounts (exclusions apply). Benefits are subject to application and approval.

We subscribe to The Lending Code.

Account opening is subject to our assessment of your circumstances and to you meeting all eligibility conditions. You must be 18 or older and a UK resident to apply.

Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and regulated by the Financial Services Authority.