Bank of Scotland Home Options Insurance

Cover your home against the unexpected

If something does happen with your home you need to know you have comprehensive buildings and contents cover in place. It should protect exactly what you need it to, and at a price that helps your household budget.

Even though you give insurance providers exactly the same details, they won’t always offer you the same price, so shopping around is a great way to keep your costs down. That’s where we come in. We take your details to search our panel of leading underwriters for a competitive price for your Bank of Scotland policy.

Value all the way

• Choose to pay monthly by Direct Debit with no interest.
• We won’t make you list the model and manufacturer of all your high-risk items.
• If you’ve got more valuables under your roof than usual, for example, at Christmas or before your wedding, you’ve still got plenty of cover. At certain times we will automatically increase your contents cover by 10% (up to a maximum of £3,000).
• We’re here when you really need us. It means if your property becomes uninhabitable following an insured event we will cover alternative accommodation costs — for you and your pets — up to 20% of the value of your buildings and contents insurance.

Exclusions apply, for more information please refer to the policy summary and policy booklet.